How Flowmetriq Works – UK Payslip Decoder Features

Discover how Flowmetriq decodes your UK payslip, calculates tax and National Insurance, and gives you real financial clarity. All core tools are free.

Payslip Decoder

Upload a PDF payslip or enter your salary manually. Get an instant breakdown of income tax, National Insurance (Class 1), pension contributions, and student loan deductions for the 2024/25 UK tax year. Supports Plans 1, 2, 4, and 5 student loans.

Budget Planner

Plan your monthly spending with the 50/30/20 rule adapted for UK take-home pay. Track daily, weekly, and monthly spending against targets. Monitor your Flow Score – Flowmetriq's financial health metric.

Net Worth Tracker

Track all assets and liabilities in one place. Calculate your net worth, wealth score, debt-to-asset ratio, savings rate, and cash coverage days. View historical snapshots of your financial progress.

Wealth Plan

Set savings rate targets, model investment growth at 4–8% returns over 5, 10, and 20 years, and plan debt payoff using snowball or avalanche methods.

Security & Privacy

Your payslip is processed in your browser or temporarily in server memory on UK infrastructure. We never permanently store your payslip data. End-to-end encrypted. GDPR compliant.